McDaniel Insurance is an independent insurance agency founded on April 1st 1964 by James F. McDaniel, who started his own Insurance Agency after having been in the Insurance Business for 9 years.
Jim’s goal was to provide Personal Insurance with the highest level of professionalism that he possibly could.
Married with four children and one on the way would seem like the least likely time to leave the comfort and security of his previous employment but knew that on his own, he could do better.
I was four when Dad made this leap of faith and my brother John was born that September. To say we were born into this business is an understatement. For the first many years, Dad worked from home and the ups and downs, good and bad that this industry offered was the source of most dinner time conversations.
Jim Sr. retired in 2004 after 50 years in this Insurance Business.
John and I have been in this business for more than 35 years and not much, if anything, has changed when it comes to our founding principles.
The Insurance Industry is a complex and difficult business to understand. So often these days people are only concerned with the Premium, “how much”, when in fact the Auto / Car Insurance, Home Insurance, Business / Commercial Insurance, and Life Insurance coverage that you purchase is much more important. We have strived to help our customers navigate that balance.
We look forward to the opportunity to help you as well.
*We are licensed in many states, including Maryland, Washington D.C., Virginia, Pennsylvania, North Carolina, Tennessee, West Virginia, and New York.
Posted: April 1, 2025
Planning a home remodel? April is National Rebuilding Month, after all. Whether adding space, upgrading features, or increasing functionality, your renovation could impact your homeowner’s insurance. Some updates may require additional coverage, while others might lower your premiums. Here are five key insurance considerations before you remodel your home. Increased Coverage for Home Additions Expanding your home, whether by adding rooms or finishing a basement,...
Posted: March 24, 2025
There’s a sense of deep pride that comes with being a homeowner. But with that satisfaction comes its share of weekend home improvement projects and upkeep, too. Winter is usually rough on your home. Once snow, ice, wind, and freezing temperatures calm down, spring is a good time to check how your home withstood the season. Spring Home Maintenance Checklist Have your roof inspected. This is...